Financial Requirement Overview
The financial requirement is a core part of your UK Spouse/Partner visa application. The Home Office must be satisfied that you can support yourselves in the UK without relying on public funds.
To meet this requirement, you must demonstrate that you have a gross annual income or sufficient savings that meet the current threshold (generally £29,000 for new applicants).
Quick estimate: Use the Financial Requirement Calculator to estimate how your figures compare with the threshold.
Understanding the categories
The Home Office categorises income into seven distinct types (A through G), each with specific evidentiary rules. You can use one category alone or, in certain cases, combine them to reach the required threshold.
| Category | Description |
|---|---|
| Category A | Salaried/non-salaried employment (with same employer for 6+ months) |
| Category B | Salaried/non-salaried employment (less than 6 months or variable income) |
| Category C | Non-employment income (e.g. rental, dividends, interest) |
| Category D | Cash savings |
| Category E | Pension income |
| Category F | Self-employment (last full financial year) |
| Category G | Self-employment (average of last two full financial years) |
Common routes
This guide focuses on the three most common routes used by the vast majority of applicants: Categories A, B, and D.
- Category A is the most straightforward route for those in stable, long-term employment.
- Category B provides flexibility if you have recently changed jobs or have irregular/variable income.
- Category D is frequently used either as a standalone method (if you have significant savings) or as a “top-up” to bridge a shortfall in your income.
If your circumstances involve Categories C, E, F, or G (such as complex self-employment, company director dividends, or specific investment income), these routes involve technical evidentiary requirements. Many applicants seek support from a regulated immigration adviser for these categories. Documentation errors are a common reason for refusals.
⚠️ Disclaimer: This guide is for educational purposes and does not constitute legal advice. Immigration rules are subject to change. Always cross-reference your specific situation with the official GOV.UK Family Visas portal before submitting an application.